Terms of Service

Last Updated: October 21, 2025

Welcome to BLOCKSPACE. These Terms of Service ("Terms") govern your access to and use of our cryptocurrency finance platform, including our website, services, and applications (collectively, the "Platform"). By accessing or using BLOCKSPACE, you agree to be bound by these Terms.

1. Acceptance of Terms

By registering for an account, accessing, or using the BLOCKSPACE Platform, you agree to:

• Comply with these Terms of Service
• Comply with our Privacy Policy
• Comply with all applicable laws and regulations
• Be at least 18 years of age or the age of majority in your jurisdiction
• Provide accurate and complete information

2. Account Registration and Security

Registration Requirements

To use our services, you must:

• Provide a valid email address
• Create a secure password
• Provide your full legal name
• Provide a valid phone number
• Select your country and preferred language

Account Security

You are responsible for:

• Maintaining the confidentiality of your account credentials
• All activities that occur under your account
• Notifying us immediately of any unauthorized access
• Using strong passwords and enabling two-factor authentication (2FA)
• Not sharing your account with others

3. Cryptocurrency Services

Supported Cryptocurrencies

BLOCKSPACE currently supports:

• Bitcoin (BTC)
• Ethereum (ETH)
• Tether (USDT)

Crypto Wallets

When you create an account, we automatically generate secure wallet addresses for each supported cryptocurrency. You are responsible for:

• Ensuring you send only the correct cryptocurrency to each address
• Verifying wallet addresses before making transactions
• Understanding that transactions on blockchain networks are irreversible

4. Loan Services

Loan Terms

Our crypto loan services include:

• Interest Rate: 12% APR (Annual Percentage Rate)
• Service Charge: 3% of loan amount
• Payment Structure: Interest and service charge paid upfront
• Repayment: Monthly principal-only payments
• Loan Terms: Flexible from 6 to 60 months

Loan Application and Approval

By applying for a loan, you agree that:

• All information provided is accurate and truthful
• BLOCKSPACE reserves the right to approve or deny any loan application
• Admin may request additional information before approval
• Upfront fees are deducted from your platform balance upon submission
• Loan amounts are disbursed in the selected cryptocurrency

Repayment Obligations

You agree to:

• Make timely monthly payments as scheduled
• Maintain sufficient balance for automatic deductions
• Contact us immediately if you anticipate payment difficulties
• Accept that late payments may incur additional fees
• Accept that defaulting may result in account restrictions

5. Investment Services

Investment Products

Our investment offerings include:

• Crypto Staking: Earn rewards by locking your cryptocurrency
• Savings Plans: Fixed or flexible terms with competitive APY
• Returns: Up to 15% APY depending on product and term

Investment Risks

6. Transactions and Fees

Transaction Processing

You understand that:

• Blockchain transactions are irreversible once confirmed
• Transaction times depend on network congestion
• We are not responsible for delays caused by blockchain networks
• Minimum and maximum transaction limits may apply

Fees

Our fee structure includes:

• Network Fees: Blockchain transaction costs (variable)
• Loan Service Charge: 3% of loan amount (one-time)
• Loan Interest: 12% APR
• Early Withdrawal Fees: May apply to locked investments
• No hidden fees - all costs are transparently displayed

7. Prohibited Activities

You agree NOT to:

• Use the Platform for any illegal purposes
• Engage in money laundering or terrorist financing
• Manipulate prices or engage in market manipulation
• Create multiple accounts to circumvent restrictions
• Use bots or automated systems without authorization
• Attempt to gain unauthorized access to other accounts
• Interfere with Platform security or functionality
• Provide false or misleading information
• Violate any applicable laws or regulations
• Use the Platform if you are under 18 years old

8. Intellectual Property

All content on the BLOCKSPACE Platform, including but not limited to text, graphics, logos, images, and software, is the property of BLOCKSPACE or its licensors and is protected by copyright, trademark, and other intellectual property laws.

You may not:

• Copy, modify, or distribute Platform content without permission
• Use our trademarks or branding without authorization
• Reverse engineer or decompile our software
• Create derivative works based on our Platform

9. Privacy and Data Protection

Your use of the Platform is also governed by our Privacy Policy. We collect, use, and protect your data as described in the Privacy Policy. By using BLOCKSPACE, you consent to our data practices.

10. Disclaimers and Limitations of Liability

Service Availability

While we strive for 99.9% uptime, we do not guarantee uninterrupted access to the Platform. We may suspend services for maintenance, security, or other operational reasons.

No Financial Advice

The information on our Platform is for informational purposes only and does not constitute financial, investment, legal, or tax advice. You should consult with qualified professionals before making financial decisions.

Limitation of Liability

To the maximum extent permitted by law, BLOCKSPACE and its affiliates shall not be liable for:

• Indirect, incidental, or consequential damages
• Loss of profits, revenue, or data
• Damages resulting from cryptocurrency price volatility
• Losses caused by blockchain network issues
• Losses due to unauthorized account access (if you failed to secure your account)
• Force majeure events beyond our reasonable control

11. Indemnification

You agree to indemnify and hold harmless BLOCKSPACE, its affiliates, officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from:

• Your use of the Platform
• Your violation of these Terms
• Your violation of any laws or third-party rights
• Your account activities

12. Termination

Termination by You

You may close your account at any time by:

• Withdrawing all funds
• Repaying any outstanding loans
• Contacting customer support

Termination by Us

We reserve the right to suspend or terminate your account if:

• You violate these Terms
• We suspect fraudulent or illegal activity
• You fail to repay loans
• Required by law or regulatory authorities
• You remain inactive for an extended period

13. Dispute Resolution

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which BLOCKSPACE operates, without regard to conflict of law principles.

Dispute Process

In the event of a dispute, you agree to:

• First contact our customer support to resolve the issue
• Provide us with 30 days to address your concerns
• Participate in good faith negotiations

Arbitration

If we cannot resolve a dispute through negotiation, you agree that disputes shall be resolved through binding arbitration rather than court proceedings, except where prohibited by law.

14. Changes to Terms

We reserve the right to modify these Terms at any time. When we make changes, we will:

• Update the "Last Updated" date
• Notify you via email for material changes
• Post the new Terms on our Platform

Your continued use of the Platform after changes constitutes acceptance of the modified Terms.

15. Miscellaneous

Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and BLOCKSPACE regarding your use of the Platform.

Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

No Waiver

Our failure to enforce any right or provision of these Terms shall not be deemed a waiver of such right or provision.

Assignment

You may not assign or transfer these Terms or your account without our written consent. We may assign our rights and obligations without restriction.

16. Contact Information

If you have questions about these Terms, please contact us:

• Email: legal@blockspace.com
• Support: support@blockspace.com
• Available: 24/7